Yield Enhancer Debt PMS - PMS fund logo

Yield Enhancer Debt PMS

PMS

Strategy
Who Should Invest
Reasons to Invest in this PMS
Returns
Investment Approach
Portfolio Holdings
Fund Information
Fee Structure
FAQs

Strategy

To focus on capital preservation & liquidity while keeping return efficiency in consideration; achieved through investments in fixed income instruments

Who Should Invest

This PMS is designed for investors with:

Risk profile

Moderate to High

Investment horizon

1-3 years

Financial goal

Regular income generation with Capital preservation

Reasons to Invest in this PMS

#1

Diversification of issuers & instruments

Take a portfolio approach rather than buying one bond at a time.

#2

Risk management framework

Strong credit underwriting and risk monitoring along with strategic portfolio constructionhelps to manage credit, duration and liquidity risk.

#3

Risk adjusted return

Target superior returns through investments in debt securities spanning the credit rating spectrum

#4

Regular income with potential capital appreciation

High coupons give regular income. Interest rate cuts and credit upgrades may lead to capital appreciation.

Trailing Returns

This PMS

Benchmark

Tenure

This PMS

Benchmark

3M

2.39%

-0.23%

6M

4.46%

0.75%

1Y

10.48%

2.08%

Since Inception

11.37%

4.99%

Investment Approach

Aims to invest in income generating opportunities across Credit Rating spectrum to balance the need for Maximize Returns, Capital Preservation and Risk Management

Portfolio Holdings
Top 5 Holdings
  • Keertana Finserv Limited
    18%
  • Earlysalary Services Pvt Ltd
    14%
  • Indel Money Ltd
    10%
  • Manba Finance Ltd
    9%
  • Krazybee Service Pvt Ltd
    9%

Fund Information

Date of Inception

25 Feb 2025

Total Holdings

20

Fund Managers

Yajash Mehta

8+ Years experience

Fee Structure

Fixed Fee
Variable Fee
50 lacs to 2.5 cr: 1%
2.5 cr to 15 cr: 0.75%
Above 15 cr: 0.5%

Exit Load

0.5% if exited before 6 Months

Frequently Asked Questions (FAQs)

What is the Accredited Investor (AI) framework in India?

The Accredited Investor framework by SEBI allows qualified HNI investors to get accredited and access PMS and AIF investments at lower ticket sizes — as low as ₹1 lakh for SIFs, instead of the usual ₹50 lakh (PMS) or ₹1 crore (AIF) minimums.

Who qualifies as an Accredited Investor in India?

SEBI defines accredited investors as individuals with annual income above ₹2 crore, or net worth above ₹7.5 crore (with at least ₹3.75 crore in financial assets), or a combination of income above ₹1 crore and net worth above ₹5 crore.

What are the benefits of becoming an Accredited Investor?

Accredited investors can invest in PMS and AIF at significantly lower minimum amounts, access exclusive investment opportunities including Specialized Investment Funds (SIFs), enjoy flexible fee structures, and get customized portfolio strategies tailored to their needs.

How can I become an Accredited Investor through Ionic Wealth?

Ionic Wealth, as a SEBI-registered entity, can facilitate your accreditation process. You need to submit financial documents proving you meet the eligibility criteria, after which a SEBI-recognized market infrastructure institution will issue your accreditation certificate valid for 3 years.

Invest in this PMS starting ₹25L ₹50L