Your path to Financial Freedom

Calculate your FIRE number, track your wealth trajectory, and plan your retirement with confidence. Take control of your financial future today.

Your path to Financial Freedom

Calculate your FIRE number, track your wealth trajectory, and plan your retirement with confidence. Take control of your financial future today.

Plan Your Path to Financial Freedom

Adjust the inputs below to see how your savings and investments can grow to help you achieve financial independence.

Calculate Your FIRE Number

Personal Details

Current Age

Retirement Age

Life Expectancy

Monthly Finances

Monthly Expenses

50 Thousand

Monthly Investment (SIP)

30 Thousand

Current Financial Investments

Incl. investments in land, 2nd house, EPF, PPF, FD, stocks, MF etc.

Current Financial Investments

5 Lakh

Annual Lumpsum (Bonus etc.)

Major Life Expenses

Add big one-time expenses like children's education, home, car, wedding etc. Outflow is deducted from your corpus at the age you specify (in today's rupees, inflation-adjusted in the calculation).

Name	Age	Outflow (₹)

Growth Assumptions

Expected Return RateAverage annual return you expect from your investments before retirement. Equity typically returns 10-14%, debt 6-8%.

Inflation RateExpected annual increase in cost of living. India's long-term average is around 5-7%.

Annual SIP Step-upPercentage by which you increase your monthly SIP each year, typically aligned with your annual salary hike.

Post-retirement Return RateExpected return on your corpus after retirement. Usually lower as the portfolio shifts to safer assets like debt and FDs.

FIRE Number

₹4.90 Cr19 yrs to FIRE

Projected Corpus₹6.09 CrRetirement age: 50

Additional SIP Needed

NoneYour current SIP is sufficient

FIRE Status

On TrackAt retirement: ₹6.09 Cr (incl. major expenses)

Wealth Trajectory

Suggested Asset Allocation

Today's Portfolio

Equity

85%

Fixed Income

Gold

10%

At Retirement

Equity

16%

Fixed Income

74%

Gold

10%

FIRE Milestones

Emergency Fund (6 months)₹3.00 L

Age 30Achieved

First 10 Lakh₹10.00 L

Age 32

First 1 Crore₹1.00 Cr

Age 40

50% of FIRE Number₹2.45 Cr

Age 45

FIRE Number Achieved₹4.90 Cr

Age 49

Understanding FIRE

Everything you need to know about Financial Independence and Retiring Early.

Ready to plan your financial freedom?

Let our SEBI-registered advisors help you build a personalized FIRE plan. Get expert guidance on investments, tax optimization, and wealth protection.

Discover More on AppUpgrade your journey of wealth creation

Ionic ExclusivesExplore interesting investment opportunitiesKnow More

Accredited InvestorBecome an accredited investor and start Investing with lower ticket sizeKnow More

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Regulatory Disclosure

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Phone022 4000 3600

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Angel One Wealth Limited (AOWL)

ARN AOWL - 293044

CIN AOWL - U66190MH2023PLC411784

Angel One Investment Services Private Limited (AOISPL)

ARN AOISPL - 306165

CIN AOISPL - U66190MH2024PTC426203

SEBI Registered Research Analyst Number- INH000020305

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

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Blog

Your path to Financial Freedom

Calculate your FIRE number, track your wealth trajectory, and plan your retirement with confidence. Take control of your financial future today.

Your path to Financial Freedom

Calculate your FIRE number, track your wealth trajectory, and plan your retirement with confidence. Take control of your financial future today.

Plan Your Path to Financial Freedom

Adjust the inputs below to see how your savings and investments can grow to help you achieve financial independence.

Calculate Your FIRE Number

Personal Details

Current Age

Retirement Age

Life Expectancy

Monthly Finances

Monthly Expenses

50 Thousand

Monthly Investment (SIP)

30 Thousand

Current Financial Investments

Incl. investments in land, 2nd house, EPF, PPF, FD, stocks, MF etc.

Current Financial Investments

5 Lakh

Annual Lumpsum (Bonus etc.)

Major Life Expenses

Add big one-time expenses like children's education, home, car, wedding etc. Outflow is deducted from your corpus at the age you specify (in today's rupees, inflation-adjusted in the calculation).

Name	Age	Outflow (₹)

Growth Assumptions

Expected Return RateAverage annual return you expect from your investments before retirement. Equity typically returns 10-14%, debt 6-8%.

Inflation RateExpected annual increase in cost of living. India's long-term average is around 5-7%.

Annual SIP Step-upPercentage by which you increase your monthly SIP each year, typically aligned with your annual salary hike.

Post-retirement Return RateExpected return on your corpus after retirement. Usually lower as the portfolio shifts to safer assets like debt and FDs.

FIRE Number

₹4.90 Cr19 yrs to FIRE

Projected Corpus₹6.09 CrRetirement age: 50

Additional SIP Needed

NoneYour current SIP is sufficient

FIRE Status

On TrackAt retirement: ₹6.09 Cr (incl. major expenses)

Wealth Trajectory

Suggested Asset Allocation

Today's Portfolio

Equity

85%

Fixed Income

Gold

10%

At Retirement

Equity

16%

Fixed Income

74%

Gold

10%

FIRE Milestones

Emergency Fund (6 months)₹3.00 L

Age 30Achieved

First 10 Lakh₹10.00 L

Age 32

First 1 Crore₹1.00 Cr

Age 40

50% of FIRE Number₹2.45 Cr

Age 45

FIRE Number Achieved₹4.90 Cr

Age 49

Understanding FIRE

Everything you need to know about Financial Independence and Retiring Early.

Ready to plan your financial freedom?

Let our SEBI-registered advisors help you build a personalized FIRE plan. Get expert guidance on investments, tax optimization, and wealth protection.

Discover More on AppUpgrade your journey of wealth creation

Ionic ExclusivesExplore interesting investment opportunitiesKnow More

Accredited InvestorBecome an accredited investor and start Investing with lower ticket sizeKnow More

Legal