How much of your spending is Dollar-Linked?
From vacations to petrol, gold to gadgets — discover what percentage of your annual expenses quietly tracks the US Dollar, and what a weaker Rupee really costs you.
Your Hidden Dollar Exposure
Enter your annual spending in each category below. We'll show you how much of it is silently linked to the US Dollar — and what a weaker Rupee would cost you.
Domestic Expenses
Your regular monthly household spend (not USD-linked).
USD-Linked Expenses
These expenses are partially or fully priced in US Dollars. The USD % is based on India's import data.
Rupee Depreciation Assumption
INR has depreciated ~3-5% annually against USD over the last decade. Adjust based on your outlook.If INR weakens by this much next year, here's the extra you'd pay.
Your Expense Split
Top USD-Exposed Categories
Category-wise USD Impact
All amounts annualised. Domestic expenses (₹15.6 L/yr) excluded from this table.
| Category | Annual Spend | USD % | USD Linked | Extra Cost |
|---|---|---|---|---|
| Fuel (Petrol & Diesel) | ₹1.8 L | 80% | ₹1.44 L | +₹5,760 |
| Electronics & Gadgets | ₹1.2 L | 75% | ₹90,000 | +₹3,600 |
| Online Subscriptions & SaaS | ₹36,000 | 95% | ₹34,200 | +₹1,368 |
| Car EMI / Maintenance | ₹3 L | 55% | ₹1.65 L | +₹6,600 |
| Healthcare & Medicines | ₹96,000 | 35% | ₹33,600 | +₹1,344 |
| Luxury & Branded Goods | ₹1.8 L | 85% | ₹1.53 L | +₹6,120 |
| Foreign Vacations | ₹5 L | 100% | ₹5 L | +₹20,000 |
| Gold & Jewellery | ₹3 L | 90% | ₹2.7 L | +₹10,800 |
| Total (USD-linked) | ₹17.12 L | 81% | ₹13.9 L | +₹55,592 |
Are You Hedged Enough?
Your USD hedge target should cover a few years of dollar-linked spending plus any large future dollar expense — e.g. foreign education, property abroad, or retirement abroad.
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~30 best-in-class tech stocks focused on disruptive structural trends.
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$100,000
ReturnsiSince inception absolute
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Understanding Your Dollar Risk
Everything you need to know about how the US Dollar silently impacts your daily expenses.
Hedge your Dollar exposure
Don't let a weakening Rupee erode your wealth. Our SEBI-registered advisors can help you build a portfolio with the right international allocation — matching your USD dependency with USD-earning investments.
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